Tarrant County Credit Union offers Unimproved Land loans for members who will use the property to build a home, second home, or for personal recreational usage. The loans are not intended for speculative type investments. Other criteria include:

  • Land must be located in the state of Texas
  • Maximum financing term of 15 years
  • Maximum loan to value of 80% of the appraisal or selling price, whichever is less
  • Only one loan for unimproved land per member
  • Member pays appraisal fees
  • Certain restrictions and qualifications apply


All mortgage loan applications are processed through Member Home Loan, LLC; A Credit Union Service Organization (CUSO) established in 2005. Member Home Loan was established to originate, process, underwrite, close, fund and service mortgage loans for Credit Unions.

Click here for current loan rates.
To apply, click here.

Got a question? We can help.

Contact us online, give us a call at 817-884-1470, or stop by a branch location for assistance with any questions or concerns.