Whether you're 18 or 80, if you've had credit problems, regardless of the reason, you may have problems getting re-established as a credit worthy borrower. Fortunately, we have a second chance program to help you.

At TCCU, we know unforeseen circumstances can cause even the most responsible borrower to falter and we believe everyone deserves a second chance. If you have impaired credit, we offer a 12-month, Second Chance Loan to help you rebuild good credit. This is a Share Secured Loan, which will help you establish a good repayment history.

The loan proceeds are deposited to your share account and pledged on the loan until the loan is repaid. Additionally, to promote good savings habits, the loan terms require regular periodic deposits to your savings, along with the loan payment. At the end of the loan term, you will have built up your savings as well as your credit!

It's a short-term investment in your future, with long-term benefits. The maximum borrowing limit is $500. Click below to apply.



Got a question? We can help.

Contact us online, give us a call at 817-884-1470, or stop by a branch location for assistance with any questions or concerns.