Overdraft protection loans extend credit to checking account holders to ensure payment of authorized withdrawals, such as checks or automated payments, when insufficient funds are on deposit to pay the items presented. With an Overdraft Protection Loan, the Credit Union will automatically advance funds for the payment of your checks or ACH withdrawals, thereby avoiding the high cost of non-sufficient funds fees and the embarrassment of having presented items returned unpaid.

These loans are available to qualified checking account holders. Payments on this loan are automatically deducted from your checking account on or about the 25th of each month. The payment amount is calculated at 10% of your outstanding loan balance, with a minimum payment of $20, and will vary depending upon the amount owed at the time of the payment transfer.

Other restrictions and qualifications apply.

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Contact us online, give us a call at 817-884-1470, or stop by a branch location for assistance with any questions or concerns.