At TCCU, we understand that many people may not have financing options available to them when they need it most. That's why we've designed the Credit Builder/E-Credit Loan to help our members establish credit without having to pay unreasonable fees and interest rates.
To qualify, you need to be between the ages of 18 and 25, have verifiable income and no credit history. It's that simple! Then, upon satisfactory completion of the repayment terms, the loan can be converted to a Line of Credit Loan or a Credit Card. Within a year, you'll have established good repayment habits and good credit history!
Our knowledgeable member service and loan staff will be happy to discuss your options with you and help you develop a plan to get you on your way to becoming a credit worthy borrower. And, with your good credit history, we'll help you qualify for a low rate vehicle loan!