Rates & Fees

Deposit Rates

This Rate Schedule for all accounts sets forth certain conditions, rates, fees and charges applicable to your accounts at Tarrant County Credit Union and is incorporated as part of your Account Agreement with us.

For current information call the Credit Union at (817) 884-1470.

"APY" refers to "Annual Percentage Yield"

These rates are effective November 1, 2008

Savings Accounts Return to Top

Account TypeDividend RateAPY
Primary Share 0.75% 0.75%

Minimum Balance

  • $25 to open for full membership rights
  • $25 to avoid account closure
  • $300 average daily balance to obtain disclosed APY
  • Dividends are compounded and paid quarterly 
Premier Savings
On balances of $10,000 and above
2.47% 2.50%

Minimum Balance

  • $10,000 to open
  • Dividends compound and pay monthly
  • Earns dividends on daily balances of $10,000+
  • Only one Premier account per member
  • New Premier accounts require a TCCU checking account 
  • Must elect eStatements to avoid $2 monthly statement fee
  • Rates are variable and subject to change
Lasso Savings 0.75% 0.75%

Minimum Balance

  • $25 to open
  • $100 average daily balance to obtain disclosed APY
  • Dividends are compounded and paid quarterly 
Xtreme Savings 0.75% 0.75%

Minimum Balance

  • $25 to open
  • $25 to avoid account closure
  • $300 average daily balance to obtain disclosed APY
  • Dividends are compounded and paid quarterly
Change Is Good! Savings 1.49% 1.50%

Minimum Balance

  • No minimum balance
  • Dividends calculated on average daily balance
  • Dividends are paid monthly 
Secondary Share 0.75% 0.75%

Minimum Balance

  • No minimum to open
  • $300 average daily balance to obtain disclosed APY
  • Dividends are compounded and paid quarterly 
Payday Plus Savings 0.75% 0.75%

Minimum Balance

  • No minimum to open
  • $300 average daily balance to obtain disclosed APY
  • Dividends are compounded and paid quarterly 
Money Market Savings (Daily Dividend) 0.85% 0.85%

Minimum Balance

  • $1,000 to open
  • $1,000 each day to avoid service charge
  • $1,000 daily balance to obtain disclosed APY
  • Dividends are paid monthly 
Money Market Tiered
Tier 1 $1,000 to $ 4,999.99 0.70% 0.70%
Tier 2 $5,000 to $9,999.99 1.04% 1.05%
Tier 3 $10,000 to $24,999.99 1.39% 1.40%
Tier 4 $25,000 to $49,999.99 1.79% 1.80%
Tier 5 $50,000 and up 2.33% 2.35%

Minimum Balance

  • $1,000 to open
  • $1,000 each day to avoid service charge
  • $1,000 daily balance to obtain disclosed APY
  • Dividends are paid monthly
Money Market Access 0.75% 0.75%

Minimum Balance

  • $1,000 to open
  • $1,000 each day to avoid service charge
  • $1,000 daily balance to obtain disclosed APY
  • Dividends are paid monthly 
Holiday or Vacation Club 1.04% 1.05%

Minimum Balance

  • $5 to open with auto-deposit sign up
  • $100 average daily balance to obtain disclosed APY
  • Dividends are paid monthly 
IRA Money Market 2.25% 2.27%

Minimum Balance

  • $100 to open
  • $100 daily balance to obtain disclosed APY
  • Dividends are paid monthly 
  • These rates are subject to change. For current information, please call us at 817 884-1470.

Checking Accounts Return to Top

Account TypeDividend RateAPY
Classic Checking 0.50% 0.50%

Minimum Balance

  • No Minimum to open
  • *$500 each day to avoid service charge
  • *$500 average daily balance to obtain disclosed APY
  • Dividends are paid monthly
Secondary Classic Checking 0.50% 0.50%

Minimum Balance

  • No minimum to open
  • *$500 each day to avoid service charge
  • *$500 average daily balance to obtain disclosed APY
  • Dividends are paid monthly 
Prestige Checking 0.75% 0.75%

Minimum Balance

  • No minimum to open
  • *$2,500 each day to avoid service charge
  • *$2,500 average daily balance to obtain disclosed APY
  • Dividends are paid monthly 
  • Fees can reduce earnings
  • *If, during any month your account balance falls below the required minimum daily balance, your account will be subject to a service charge set forth in your Truth In Savings Fee Schedule for that month. Service charges on checking account are waived for Diamond Club (age 55 or older) members.
  • These rates are subject to change. For current information, please call us at 817 884-1470.

Certificate Accounts Return to Top

Account TypeDividend RateAPY
Youth Certificates $500 to $999.99
6 Months 2.96% 3.00%
12 Months
3.45% 3.50%

Minimum Balance

  • $500 to open (Renewable)
  • $500 to avoid account closure
  • Dividends are compounded and paid monthly 
3 Months Minimum deposit $1,000

Regular

2.23% 2.25%
  IRA 2.33% 2.35%

Minimum Balance

  • $1,000 to open (Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
6 Months Minimum deposit $1,000
Regular 2.72% 2.75%
IRA 2.81% 2.85%

 

Minimum Balance

  • $1,000 to open (Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly
12 Months Minimum deposit $1,000
Regular 3.20% 3.25%
IRA 3.30% 3.35%

Minimum Balance

  • $1,000 to open (Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
Mini-Jumbo Certificate 12 Months
$35,000.00 to $94,999.99
Regular & IRA 3.35% 3.40%

Minimum Balance

  • $35,000 to open (Renewable)
  • $35,000 to avoid account closure
  • Dividends are compounded and paid monthly 
Jumbo Certificate 12 Months
Minimum deposit $95,000.00
Regular &IRA 3.45% 3.50%

Minimum Balance

  • $95,000 to open (Renewable)
  • $95,000 to avoid account closure
  • Dividends are compounded and paid monthly 
18 Months Minimum deposit $1,000
Regular 3.30% 3.35%
IRA  3.40% 3.45%

Minimum Balance

  • $1,000 to open (Non-Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
24 Months Minimum deposit $1,000
Regular 3.45% 3.50%
IRA 3.54% 3.60%

Minimum Balance

  • $1,000 to open (Non-Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
36 Months Minimum deposit $1,000
Regular 3.54% 3.60%
IRA 3.64% 3.70%

Minimum Balance

  • $1,000 to open (Non-Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
48 Months Minimum deposit $1,000
Regular 3.93% 4.00%
IRA 4.02% 4.10%

Minimum Balance

  • $1,000 to open (Non-Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
60 Months Minimum deposit $1,000
Regular 4.02% 4.10%
IRA 4.12% 4.20%

Minimum Balance

  • $1,000 to open (Non-Renewable)
  • $1,000 to avoid account closure
  • Dividends are compounded and paid monthly 
  • Minimum withdrawal $100 on youth certificates (Lasso and Xtreme).
  • Minimum withdrawal $1,000 on all other certificates.
  • These rates are subject to change. For current information, please call us at 817 884-1470.

Certificate Specials:

Pick Your Term Feature:

You may select your preferred month of maturity and your rate will be determined by the standard preceding terms' stated rate.  Available on Youth, Regular, and IRA CDs.

  • (Example:  Pick an 8 month term, receive the 6 month rate)

    All features are offered for a limited time.

    Contact us or call us at 817-884-1470 for more details!

     

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