Loans
Credit Builder/E-Credit Loan
If you are young and starting out you have no credit history, and you may have problems getting that first loan or credit card. Fortunately, we have a plan for you!
At TCCU, we understand that many people may not have financing options available to them when they need it most. That's why we've designed the Credit Builder/E-Credit Loan to help our members establish credit without having to pay unreasonable fees and interest rates.
To qualify, you need to be between the ages of 18 and 25, have verifiable income and no credit history. It's that simple! Then, upon satisfactory completion of the repayment terms, the loan can be converted to a Line of Credit Loan or a Credit Card. Within a year, you'll have established good credit history and good repayment habits!
Our knowledgeable member service and loan staff will be happy to discuss your options with you and help you develop a plan to get you on your way to becoming a credit worthy borrower. And, with your good credit history, we'll help you qualify for a low rate vehicle loan!
Contact us at 817-884-1470, stop by the TCCU office nearest you, or email us at mail@tccu-tx.com for more details.


