Savings & Checking
The Debit MasterCard works like a check and an ATM card all in one! You can use it at any ATM wherever the MasterCard logo is displayed to withdraw up to $500 per day from your savings or checking account.* Or, you can use it like a credit card to purchase goods or services of up to $1,000 per day from merchants who accept the Debit MasterCard.
With your Debit MasterCard, you can make purchases by phone, in person or on the Internet and purchases are automatically deducted from your checking or savings account and appear on your monthly statement, just like a check.
Most merchants offer you the option of making your purchase by selecting either "debit" or "credit" when presenting the card. A debit transaction requires the use of your PIN. A credit transaction is PIN-less and requires your signature. Both transactions process identically through your checking account. Point-of-Sale purchases are available on savings accounts as well.
We now offer the FREE protection of Fraud Watch PLUS on your TCCU Debit MasterCard.
With FraudWatch PLUS:
- Trained analysts watch for suspicious transaction activity on your behalf, 24 x 7, 365 days a year.
- You will be contacted immediately by an experienced fraud analyst to verify the authenticity of your card transactions, if warranted.
So, if you ever get a call from "Fraud Prevention Services," know that our people are doing their job and preventing potential misuse of your card.
Please notify the Credit Union if you plan to travel outside of the United States so that we may notify FraudWatch PLUS in advance.
*You must designate either your savings or checking account for ATM withdrawals at the time of the transaction.


